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Finance

11 items tagged with "finance"

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Regulations10

Regulation

Revised Payment Services Directive

EU directive regulating electronic payments, opening bank data to licensed third parties and mandating strong customer authentication.

Regulation

Markets in Financial Instruments Directive II

EU framework regulating investment services and trading venues, with extensive transaction reporting, transparency, and record-keeping duties.

Regulation

Basel III International Regulatory Framework for Banks

Global banking standards strengthening capital, leverage, and liquidity requirements to improve the resilience of the banking sector.

Regulation

Dodd-Frank Wall Street Reform and Consumer Protection Act

US law overhauling financial regulation after the 2008 crisis, covering systemic risk, derivatives, and consumer financial protection.

Regulation

FINRA Rules

Rules of the US self-regulatory organization governing broker-dealers, covering conduct, supervision, recordkeeping, and communications.

Regulation

FFIEC Information Security Guidance

US interagency guidance and examination standards for information security and IT risk management at financial institutions.

Regulation

European Market Infrastructure Regulation

EU regulation on OTC derivatives, central counterparties, and trade repositories, mandating clearing, reporting, and risk mitigation.

Regulation

UK Open Banking

UK framework requiring major banks to share account data and enable payments through standardized, secure APIs with customer consent.

Regulation

NYDFS Cybersecurity Regulation (23 NYCRR 500)

New York regulation requiring financial-services companies to maintain a risk-based cybersecurity program with specific safeguards.

Regulation

FTC Safeguards Rule (Gramm-Leach-Bliley Act)

US FTC rule under GLBA requiring non-bank financial institutions to implement a comprehensive information security program for customer data.